Liability Insurance

B&B Premier Insurance Solutions Tailors Business Packages to Suit Every Industry

Liability is defined as the state of being legally responsible or liable for something. Regardless of your type of business, you need liability insurance in order to avoid the financial pitfalls that can come from being held liable for things like employee or customer injuries, discrimination, property damages, negligence, and other claims that could lead to a devastating lawsuit.

The experienced agents at B&B Premier Insurance Solutions are well versed in meeting the insurance needs of clients from all business backgrounds. Covering all insurance gaps ensures that you are better prepared to steer your business into success.

Liability Coverage Protects You From the Moment You Interview a Prospective Employee

Most people aren’t aware that the simple act of interviewing that first prospective employee can be a commercial liability. This is because any individual can allege discrimination, and not having liability coverage could result in lawsuits and financial losses.

Although different businesses will need to meet different coverage requirements, we generally recommend that our clients consider adding the following to their comprehensive business insurance policies:

• General Liability
• Excess Liability
• Employment Practices Liability Insurance (EPLI)
• Umbrella Insurance

In addition, specialized industries will require specialized coverage. Contractors, for example, will need to secure builders risk insurance. Rates will vary depending on the needs and size of your business, but B&B Premier Insurance Solutions will be there for you throughout the process, from buying that first policy to filing claims.

Cyber Liability is a Growing Threat to Businesses

There are other unique risks of which business owners may not be aware. Cyber liability is a fairly new option that protects you against false advertising and inaccuracies associated with your company’s online presence. B&B Premier Insurance Solutions is always up to speed on changing insurance requirements, and we make it a point to ensure you consistently have the coverage you need.

Contact us at 877-794-2599 to learn more.