Life Insurance

You Need 10 Times Your Annual Income in Life Insurance Coverage

Nobody wants to think about leaving family members with unexpected funeral arrangements following a devastating loss, but proper planning now can help alleviate burdens you won’t want your family going through in that darkest hour.

Located in Agoura Hills, CA and serving surrounding communities, B&B Premier Insurance Solutions is focused on your family and helping you make those important decisions. Obtaining a life insurance policy that equals or exceeds 10 times your annual income may seem excessive, but when you consider funeral costs, living expenses, debts, and monthly bills, all combined with a loss of income, it starts to make more sense.

70% of Those Who Have Life Insurance Say it Gives Them Peace of Mind

Many people assume they can’t buy life insurance because it’s not in their budget, or that they have a while before they need to seriously consider obtaining a policy. We’re here to give you options that work within your budget, and to tell you that you can afford protection now without having to worry about the what-ifs.

An agent at B&B Premier Insurance Solutions will find the best life insurance quote at a rate you can afford. This generally means choosing from two main categories:

  • Term Life
  • Whole Life

Term life is the more affordable option because it’s flexible and temporary. Whole life is permanent and comes with other incentives, like a cash value, but this makes it more expensive. Because your coverage needs may change over the years, we’re happy to keep you informed of your options.

3 in 10 American Households Don’t Have Life Insurance

Being without life insurance is a scary feeling, but it happens all too often. If you feel like your current policy doesn’t provide you with enough coverage, we’ll be happy to shop the various insurance companies and rates for you in an effort to find that safety net you’re looking for. Call us as 877-794-2599 to get started.